The Journal
Money Basics
Articles tagged “Money Basics” — part of The Cito Thriven Journal. See all articles
Inflation and Your Money: Why Doing Nothing Isn't Safe
Inflation
Inflation and Your Money: Why Doing Nothing Isn't Safe
Inflation is a tax that never shows up on a bill — it just makes your money buy less each year. Here's...
Aug 30, 2026Read →
How Credit Scores Actually Work (And the Myths That Hurt ...
Credit
How Credit Scores Actually Work (And the Myths That Hurt Yours)
A three-digit number decides your interest rates and approvals, yet most people don't know what moves it. Here's what really drives a...
Aug 30, 2026Read →
High-Yield Savings Accounts: How They Actually Work
Make Money
High-Yield Savings Accounts: How They Actually Work
A high-yield savings account can pay many times what a normal savings account does, for the same cash and the same safety....
Aug 27, 2026Read →
Debt Payoff Strategies: Snowball vs Avalanche
Debt
Debt Payoff Strategies: Snowball vs Avalanche
Same debt, same income, very different timelines — usually decided by payment order. The two methods, and which suits you.
Aug 27, 2026Read →
Budgeting for Beginners: A System That Survives Real Life
Budgeting
Budgeting for Beginners: A System That Survives Real Life
Detailed category budgets fail for the same reason strict diets do. Three buckets, one automated transfer, and only one thing to actually...
Aug 27, 2026Read →